CareShield Life Supplements

 
 

1 in 2 healthy Singaporeans aged 65 could become severely disabled in their lifetime. 
 Get up to 20% off your CareShield Life Supplement now.

 

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CareShield Life Supplement

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Increasing Payout Option(*)
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This increases the Monthly Benefit Payout on the Supplement plan by 0% p.a. or 2% p.a..

Increasing Payout Option is not available on NTUC Income's Supplement plans.

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A shorter premium term will mean you will not need to worry about paying premiums in the later years, however, premiums will be higher.

Your CareShield Life Supplement Quote
From now until 31 December 2020, Aviva's MyLongTermCare and MyLongTermCare Plus applications will enjoy a 20% lifetime discount if the Annual Premium amount before discount is more than $500. Premiums reflected in the table below are before discount. Terms and Conditions apply.
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 381.35 457.10 218.40
31 396.11 475.72 228.20
32 412.81 494.98 238.70
33 430.14 516.17 263.40
34 448.76 538.64 289.70
35 469.30 563.03 317.00
36 491.77 590.00 346.30
37 516.17 618.89 377.70
38 542.49 650.99 411.50
39 571.38 685.66 447.80
40 602.84 723.53 487.40
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 508.46 609.47 338.20
31 528.15 634.30 365.10
32 550.41 659.98 393.60
33 573.52 688.22 424.00
34 598.34 718.18 458.10
35 625.74 750.71 494.30
36 655.70 786.66 531.60
37 688.22 825.18 571.60
38 723.32 867.98 614.60
39 761.84 914.21 660.90
40 803.78 964.71 711.30
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 582.08 708.34 481.10
31 606.69 739.37 513.90
32 634.51 771.47 548.60
33 663.40 806.78 585.50
34 694.43 844.23 625.80
35 728.67 884.89 671.40
36 766.12 929.83 716.90
37 806.78 977.98 765.50
38 850.65 1,031.48 817.80
39 898.80 1,089.26 874.00
40 951.23 1,152.39 935.00
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 698.50 850.01 624.00
31 728.03 887.24 662.60
32 761.41 925.76 703.70
33 796.08 968.14 747.00
34 833.32 1,013.08 793.90
35 874.40 1,061.87 848.60
36 919.34 1,115.80 902.20
37 968.14 1,173.58 959.30
38 1,020.78 1,237.78 1,021.00
39 1,078.56 1,307.11 1,087.10
40 1,141.48 1,382.87 1,158.70
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 814.91 991.68 766.90
31 849.37 1,035.12 811.40
32 888.31 1,080.06 858.70
33 928.76 1,129.49 908.60
34 972.20 1,181.92 962.00
35 1,020.14 1,238.85 1,025.70
36 1,072.57 1,301.76 1,087.60
37 1,129.49 1,369.17 1,153.20
38 1,190.91 1,444.07 1,224.30
39 1,258.32 1,524.96 1,300.20
40 1,331.72 1,613.35 1,382.30
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 1,105.95 1,345.85 1,124.10
31 1,152.71 1,404.80 1,183.30
32 1,205.57 1,465.79 1,246.30
33 1,260.46 1,532.88 1,312.40
34 1,319.42 1,604.04 1,382.30
35 1,384.47 1,681.29 1,468.50
36 1,455.63 1,766.68 1,550.90
37 1,532.88 1,858.16 1,637.80
38 1,616.24 1,959.81 1,732.50
39 1,707.72 2,069.59 1,833.00
40 1,807.34 2,189.54 1,941.40
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 1,345.63 1,648.66 1,481.30
31 1,404.70 1,723.13 1,555.20
32 1,471.46 1,800.17 1,633.90
33 1,540.80 1,884.91 1,716.20
34 1,615.27 1,974.79 1,802.60
35 1,697.45 2,072.38 1,911.30
36 1,787.33 2,180.23 2,014.20
37 1,884.91 2,295.79 2,122.40
38 1,990.20 2,424.19 2,240.70
39 2,105.76 2,562.86 2,365.70
40 2,231.59 2,714.38 2,500.50
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 460.31 552.76 337.40
31 478.93 575.23 352.40
32 499.48 598.99 368.40
33 521.30 625.31 403.10
34 544.42 653.56 442.90
35 570.10 683.73 483.50
36 597.70 717.11 526.60
37 627.23 753.07 573.00
38 659.98 792.23 623.00
39 695.93 834.60 677.00
40 735.09 882.11 735.40
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 613.75 737.02 507.00
31 638.58 766.98 546.20
32 665.97 798.65 588.00
33 695.07 833.74 632.50
34 725.89 871.41 682.40
35 760.13 911.64 735.80
36 796.94 956.15 791.00
37 836.31 1,004.09 850.10
38 879.97 1,056.30 913.80
39 927.90 1,112.80 982.60
40 980.12 1,176.14 1,057.10
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 713.69 867.77 709.10
31 744.72 905.22 756.90
32 778.96 944.81 807.80
33 815.34 988.68 861.90
34 853.86 1,035.76 922.00
35 896.66 1,086.05 988.20
36 942.67 1,141.69 1,055.20
37 991.89 1,201.61 1,127.20
38 1,046.46 1,266.88 1,204.60
39 1,106.38 1,337.50 1,288.20
40 1,171.65 1,416.68 1,378.70
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 856.43 1,041.32 911.10
31 893.66 1,086.26 967.60
32 934.75 1,133.77 1,027.50
33 978.41 1,186.42 1,091.40
34 1,024.63 1,242.91 1,161.70
35 1,075.99 1,303.26 1,240.60
36 1,131.20 1,370.03 1,319.40
37 1,190.27 1,441.93 1,404.30
38 1,255.75 1,520.26 1,495.50
39 1,327.66 1,605.00 1,593.80
40 1,405.98 1,700.02 1,700.40
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 999.17 1,214.88 1,113.20
31 1,042.61 1,267.31 1,178.20
32 1,090.54 1,322.73 1,247.20
33 1,141.48 1,384.15 1,320.80
34 1,195.40 1,450.06 1,401.30
35 1,255.32 1,520.47 1,492.90
36 1,319.74 1,598.37 1,583.50
37 1,388.65 1,682.25 1,681.50
38 1,465.04 1,773.63 1,786.30
39 1,548.93 1,872.50 1,899.40
40 1,640.31 1,983.35 2,022.00
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 1,356.01 1,648.76 1,618.30
31 1,414.97 1,719.92 1,704.90
32 1,480.02 1,795.14 1,796.40
33 1,549.15 1,878.49 1,894.30
34 1,622.33 1,967.94 2,000.50
35 1,703.65 2,063.50 2,123.70
36 1,791.07 2,169.21 2,244.00
37 1,884.59 2,283.06 2,374.30
38 1,988.27 2,407.07 2,513.40
39 2,102.12 2,541.25 2,663.50
40 2,226.14 2,691.69 2,826.10
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 1,661.50 2,031.29 2,123.50
31 1,735.97 2,121.17 2,231.60
32 1,818.14 2,216.18 2,345.60
33 1,905.46 2,321.47 2,467.90
34 1,997.90 2,434.46 2,599.60
35 2,100.62 2,555.16 2,754.50
36 2,211.05 2,688.70 2,904.40
37 2,329.18 2,832.50 3,067.20
38 2,460.14 2,989.15 3,240.40
39 2,603.95 3,158.64 3,427.50
40 2,760.60 3,348.67 3,630.20
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 255.52 306.23 175.30
31 263.22 315.86 181.80
32 271.57 326.14 188.40
33 281.20 337.05 205.50
34 290.18 348.61 222.90
35 300.46 360.80 241.30
36 311.37 373.64 261.50
37 322.93 387.13 282.20
38 335.12 401.89 303.50
39 347.96 417.30 325.90
40 361.45 433.99 349.50
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 340.69 408.31 271.20
31 350.96 421.15 290.30
32 362.09 434.85 310.20
33 374.93 449.40 331.00
34 386.91 464.81 352.80
35 400.61 481.07 375.60
36 415.16 498.19 399.60
37 430.57 516.17 426.30
38 446.83 535.86 453.00
39 463.95 556.40 480.60
40 481.93 578.66 509.80
Annual Premium Aviva Aviva NTUC
Age Last Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 393.76 478.29 385.50
31 406.60 494.34 408.30
32 420.51 511.46 432.00
33 436.56 529.65 456.80
34 451.54 548.91 482.70
35 468.66 569.24 510.00
36 486.85 590.64 538.50
37 506.11 613.11 569.70
38 526.44 637.72 602.40
39 547.84 663.40 635.30
40 570.31 691.22 670.00
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 472.51 573.95 499.80
31 487.92 593.21 526.20
32 504.61 613.75 553.80
33 523.87 635.58 582.70
34 541.85 658.69 612.70
35 562.39 683.09 644.40
36 584.22 708.77 677.40
37 607.33 735.73 713.00
38 631.73 765.26 751.90
39 657.41 796.08 790.00
40 684.37 829.46 830.20
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 551.26 669.61 614.10
31 569.24 692.08 644.20
32 588.71 716.04 675.60
33 611.18 741.51 708.50
34 632.16 768.47 742.60
35 656.12 796.94 778.70
36 681.59 826.90 816.30
37 708.55 858.35 856.30
38 737.02 892.81 901.40
39 766.98 928.76 944.80
40 798.43 967.71 990.40
Annual Premium Aviva Aviva NTUC
Age Last Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 748.14 908.75 899.90
31 772.54 939.25 939.10
32 798.97 971.77 980.10
33 829.46 1,006.34 1,023.20
34 857.93 1,042.93 1,067.30
35 890.45 1,081.56 1,114.70
36 925.02 1,122.22 1,163.70
37 961.61 1,164.91 1,214.50
38 1,000.24 1,211.67 1,275.00
39 1,040.90 1,260.46 1,331.60
40 1,083.59 1,313.32 1,390.90
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 919.34 1,122.22 1,185.60
31 950.16 1,160.74 1,233.90
32 983.54 1,201.82 1,284.60
33 1,022.06 1,245.48 1,337.80
34 1,058.02 1,291.70 1,392.10
35 1,099.10 1,340.50 1,450.60
36 1,142.76 1,391.86 1,511.00
37 1,188.98 1,445.78 1,572.70
38 1,237.78 1,504.85 1,648.70
39 1,289.14 1,566.48 1,718.50
40 1,343.06 1,633.25 1,791.40
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 308.80 370.43 245.40
31 318.43 382.63 254.40
32 329.35 395.47 263.40
33 340.90 408.95 287.00
34 353.10 423.72 311.00
35 365.94 439.13 336.50
36 379.42 455.18 365.00
37 393.55 472.51 394.20
38 408.95 491.13 424.20
39 425.65 510.39 455.90
40 442.98 531.58 489.30
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 411.74 493.91 373.00
31 424.58 510.18 398.80
32 439.13 527.30 425.70
33 454.54 545.27 453.70
34 470.80 564.96 483.20
35 487.92 585.50 513.90
36 505.90 606.90 548.10
37 524.73 630.02 586.10
38 545.27 654.84 624.30
39 567.53 680.52 664.10
40 590.64 708.77 706.10
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 482.57 585.29 530.20
31 498.62 605.62 560.90
32 516.81 627.02 593.00
33 536.07 649.49 626.30
34 556.40 674.10 661.20
35 577.80 699.78 697.80
36 600.27 726.53 738.60
37 623.81 755.42 783.40
38 649.49 786.45 830.40
39 677.31 818.55 877.80
40 706.20 853.86 928.00
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 579.08 702.35 699.70
31 598.34 726.74 736.10
32 620.17 752.42 774.10
33 643.28 779.39 813.80
34 667.68 808.92 855.00
35 693.36 839.74 898.60
36 720.32 871.84 945.40
37 748.57 906.50 995.90
38 779.39 943.74 1,051.00
39 812.77 982.26 1,105.20
40 847.44 1,024.63 1,162.20
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 675.60 819.41 859.80
31 698.07 847.87 901.10
32 723.53 877.83 944.40
33 750.50 909.29 989.60
34 778.96 943.74 1,036.30
35 808.92 979.69 1,086.00
36 840.38 1,017.14 1,139.30
37 873.33 1,057.59 1,196.00
38 909.29 1,101.03 1,259.90
39 948.23 1,145.97 1,321.60
40 988.68 1,195.40 1,386.50
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 916.88 1,112.05 1,259.80
31 947.38 1,150.68 1,313.60
32 981.94 1,191.34 1,370.00
33 1,018.53 1,234.03 1,429.10
34 1,057.16 1,280.79 1,489.60
35 1,097.82 1,329.58 1,554.40
36 1,140.51 1,380.41 1,624.00
37 1,185.24 1,435.30 1,696.30
38 1,234.03 1,494.26 1,782.20
39 1,286.89 1,555.25 1,862.80
40 1,341.78 1,622.33 1,947.20
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 1,132.49 1,379.02 1,659.90
31 1,171.01 1,427.81 1,726.10
32 1,214.66 1,479.17 1,795.70
33 1,260.89 1,533.10 1,868.50
34 1,309.68 1,592.16 1,942.90
35 1,361.04 1,653.79 2,022.90
36 1,414.97 1,717.99 2,108.80
37 1,471.46 1,787.33 2,196.70
38 1,533.10 1,861.80 2,304.50
39 1,599.86 1,938.84 2,403.90
40 1,669.20 2,023.58 2,508.00
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 441.70 529.65 NA
31 458.39 549.55 NA
32 475.72 570.74 NA
33 494.34 593.21 NA
34 514.24 617.60 NA
35 536.07 643.28 NA
36 559.82 671.53 NA
37 585.50 702.35 NA
38 613.11 735.73 NA
39 643.28 772.33 NA
40 676.67 812.13 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 588.93 706.20 NA
31 611.18 732.74 NA
32 634.30 760.98 NA
33 659.12 790.94 NA
34 685.66 823.47 NA
35 714.76 857.71 NA
36 746.43 895.38 NA
37 780.67 936.46 NA
38 817.48 980.98 NA
39 857.71 1,029.77 NA
40 902.22 1,082.84 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 693.36 839.95 NA
31 721.18 873.12 NA
32 750.07 908.43 NA
33 781.10 945.88 NA
34 814.27 986.54 NA
35 850.65 1,029.34 NA
36 890.24 1,076.42 NA
37 933.04 1,127.78 NA
38 979.05 1,183.42 NA
39 1,029.34 1,244.41 NA
40 1,084.98 1,310.75 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 832.03 1,007.94 NA
31 865.42 1,047.74 NA
32 900.08 1,090.12 NA
33 937.32 1,135.06 NA
34 977.12 1,183.85 NA
35 1,020.78 1,235.21 NA
36 1,068.29 1,291.70 NA
37 1,119.65 1,353.34 NA
38 1,174.86 1,420.10 NA
39 1,235.21 1,493.29 NA
40 1,301.98 1,572.90 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 970.70 1,175.93 NA
31 1,009.65 1,222.37 NA
32 1,050.10 1,271.80 NA
33 1,093.54 1,324.23 NA
34 1,139.98 1,381.16 NA
35 1,190.91 1,441.08 NA
36 1,246.34 1,506.99 NA
37 1,306.26 1,578.89 NA
38 1,370.67 1,656.79 NA
39 1,441.08 1,742.17 NA
40 1,518.97 1,835.05 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 1,317.38 1,595.91 NA
31 1,370.24 1,658.93 NA
32 1,425.13 1,726.02 NA
33 1,484.09 1,797.17 NA
34 1,547.11 1,874.43 NA
35 1,616.24 1,955.75 NA
36 1,691.46 2,045.20 NA
37 1,772.78 2,142.78 NA
38 1,860.20 2,248.50 NA
39 1,955.75 2,364.38 NA
40 2,061.46 2,490.43 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 1,587.02 1,938.84 NA
31 1,653.79 2,018.45 NA
32 1,723.13 2,103.19 NA
33 1,797.60 2,193.07 NA
34 1,877.21 2,290.66 NA
35 1,964.52 2,393.38 NA
36 2,059.54 2,506.37 NA
37 2,162.26 2,629.63 NA
38 2,272.68 2,763.17 NA
39 2,393.38 2,909.54 NA
40 2,526.91 3,068.76 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 539.28 646.49 NA
31 559.18 671.53 NA
32 581.01 697.21 NA
33 604.12 724.82 NA
34 629.16 754.99 NA
35 656.12 787.09 NA
36 685.01 821.76 NA
37 716.47 859.64 NA
38 751.14 900.73 NA
39 788.38 945.67 NA
40 829.46 995.74 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 719.04 861.99 NA
31 745.58 895.38 NA
32 774.68 929.62 NA
33 805.50 966.42 NA
34 838.88 1,006.66 NA
35 874.83 1,049.46 NA
36 913.35 1,095.68 NA
37 955.30 1,146.18 NA
38 1,001.52 1,200.97 NA
39 1,051.17 1,260.89 NA
40 1,105.95 1,327.66 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 856.00 1,034.69 NA
31 889.17 1,076.42 NA
32 925.55 1,119.22 NA
33 964.07 1,165.23 NA
34 1,005.80 1,215.52 NA
35 1,050.74 1,269.02 NA
36 1,098.89 1,326.80 NA
37 1,151.32 1,389.93 NA
38 1,209.10 1,458.41 NA
39 1,271.16 1,533.31 NA
40 1,339.64 1,616.77 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 1,027.20 1,241.63 NA
31 1,067.00 1,291.70 NA
32 1,110.66 1,343.06 NA
33 1,156.88 1,398.28 NA
34 1,206.96 1,458.62 NA
35 1,260.89 1,522.82 NA
36 1,318.67 1,592.16 NA
37 1,381.58 1,667.92 NA
38 1,450.92 1,750.09 NA
39 1,525.39 1,839.97 NA
40 1,607.57 1,940.12 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 1,198.40 1,448.57 NA
31 1,244.84 1,506.99 NA
32 1,295.77 1,566.91 NA
33 1,349.70 1,631.32 NA
34 1,408.12 1,701.73 NA
35 1,471.04 1,776.63 NA
36 1,538.45 1,857.52 NA
37 1,611.85 1,945.90 NA
38 1,692.74 2,041.77 NA
39 1,779.62 2,146.63 NA
40 1,875.50 2,263.48 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 1,626.40 1,965.91 NA
31 1,689.42 2,045.20 NA
32 1,758.55 2,126.52 NA
33 1,831.73 2,213.94 NA
34 1,911.02 2,309.49 NA
35 1,996.41 2,411.14 NA
36 2,087.89 2,520.92 NA
37 2,187.51 2,640.87 NA
38 2,297.29 2,770.98 NA
39 2,415.20 2,913.29 NA
40 2,545.32 3,071.86 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 1,977.36 2,406.22 NA
31 2,056.97 2,506.37 NA
32 2,144.28 2,609.09 NA
33 2,236.73 2,719.51 NA
34 2,336.88 2,840.21 NA
35 2,444.74 2,968.61 NA
36 2,560.30 3,107.28 NA
37 2,686.13 3,258.79 NA
38 2,824.80 3,423.14 NA
39 2,973.74 3,602.90 NA
40 3,138.10 3,803.21 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 333.20 399.32 NA
31 342.83 410.88 NA
32 352.46 423.08 NA
33 363.37 435.92 NA
34 374.29 449.40 NA
35 385.84 463.52 NA
36 398.68 478.29 NA
37 411.52 493.70 NA
38 425.00 509.75 NA
39 439.77 527.72 NA
40 455.18 545.70 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 444.26 532.43 NA
31 457.10 547.84 NA
32 469.94 564.10 NA
33 484.50 581.22 NA
34 499.05 599.20 NA
35 514.46 618.03 NA
36 531.58 637.72 NA
37 548.70 658.26 NA
38 566.67 679.66 NA
39 586.36 703.63 NA
40 606.90 727.60 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 533.93 644.14 NA
31 549.98 663.40 NA
32 566.03 683.73 NA
33 584.22 705.13 NA
34 602.41 727.60 NA
35 621.67 751.14 NA
36 643.07 775.75 NA
37 664.47 801.43 NA
38 686.94 828.18 NA
39 711.55 858.14 NA
40 737.23 888.10 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 640.72 772.97 NA
31 659.98 796.08 NA
32 679.24 820.48 NA
33 701.06 846.16 NA
34 722.89 873.12 NA
35 746.00 901.37 NA
36 771.68 930.90 NA
37 797.36 961.72 NA
38 824.33 993.82 NA
39 853.86 1,029.77 NA
40 884.68 1,065.72 NA
Annual Premium Aviva Aviva NTUC
Age Last Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 747.50 901.80 NA
31 769.97 928.76 NA
32 792.44 957.22 NA
33 817.91 987.18 NA
34 843.37 1,018.64 NA
35 870.34 1,051.60 NA
36 900.30 1,086.05 NA
37 930.26 1,122.00 NA
38 961.72 1,159.45 NA
39 996.17 1,201.40 NA
40 1,032.12 1,243.34 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 1,014.47 1,223.87 NA
31 1,044.96 1,260.46 NA
32 1,075.46 1,299.09 NA
33 1,110.02 1,339.75 NA
34 1,144.58 1,382.44 NA
35 1,181.17 1,427.17 NA
36 1,221.83 1,473.93 NA
37 1,262.49 1,522.72 NA
38 1,305.19 1,573.54 NA
39 1,351.95 1,630.47 NA
40 1,400.74 1,687.39 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 1,230.07 1,494.58 NA
31 1,268.59 1,540.80 NA
32 1,307.11 1,589.59 NA
33 1,350.77 1,640.95 NA
34 1,394.42 1,694.88 NA
35 1,440.65 1,751.38 NA
36 1,492.01 1,810.44 NA
37 1,543.37 1,872.07 NA
38 1,597.30 1,936.27 NA
39 1,656.36 2,008.18 NA
40 1,717.99 2,080.08 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 410.88 493.06 NA
31 423.08 507.82 NA
32 435.92 522.59 NA
33 449.40 538.64 NA
34 463.52 555.97 NA
35 478.29 573.31 NA
36 493.70 592.57 NA
37 509.75 611.83 NA
38 527.08 633.01 NA
39 545.70 654.84 NA
40 564.96 677.95 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 547.84 657.41 NA
31 564.10 677.10 NA
32 581.22 696.78 NA
33 599.20 718.18 NA
34 618.03 741.30 NA
35 637.72 764.41 NA
36 658.26 790.09 NA
37 679.66 815.77 NA
38 702.78 844.02 NA
39 727.60 873.12 NA
40 753.28 903.94 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 663.40 800.36 NA
31 683.73 824.97 NA
32 705.13 849.58 NA
33 727.60 876.33 NA
34 751.14 905.22 NA
35 775.75 934.11 NA
36 801.43 966.21 NA
37 828.18 998.31 NA
38 857.07 1,033.62 NA
39 888.10 1,070.00 NA
40 920.20 1,108.52 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 796.08 960.43 NA
31 820.48 989.96 NA
32 846.16 1,019.50 NA
33 873.12 1,051.60 NA
34 901.37 1,086.26 NA
35 930.90 1,120.93 NA
36 961.72 1,159.45 NA
37 993.82 1,197.97 NA
38 1,028.48 1,240.34 NA
39 1,065.72 1,284.00 NA
40 1,104.24 1,330.22 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 928.76 1,120.50 NA
31 957.22 1,154.96 NA
32 987.18 1,189.41 NA
33 1,018.64 1,226.86 NA
34 1,051.60 1,267.31 NA
35 1,086.05 1,307.75 NA
36 1,122.00 1,352.69 NA
37 1,159.45 1,397.63 NA
38 1,199.90 1,447.07 NA
39 1,243.34 1,498.00 NA
40 1,288.28 1,551.93 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 1,260.46 1,520.68 NA
31 1,299.09 1,567.44 NA
32 1,339.75 1,614.20 NA
33 1,382.44 1,665.03 NA
34 1,427.17 1,719.92 NA
35 1,473.93 1,774.81 NA
36 1,522.72 1,835.80 NA
37 1,573.54 1,896.79 NA
38 1,628.43 1,963.88 NA
39 1,687.39 2,033.00 NA
40 1,748.38 2,106.19 NA
Annual   Premium Aviva Aviva NTUC
Age Last   Birthday MyLongTermCare MyLongTermCarePlus CareSecure
30 1,540.80 1,869.50 NA
31 1,589.59 1,928.57 NA
32 1,640.95 1,987.63 NA
33 1,694.88 2,051.83 NA
34 1,751.38 2,121.17 NA
35 1,810.44 2,190.50 NA
36 1,872.07 2,267.54 NA
37 1,936.27 2,344.58 NA
38 2,005.61 2,429.33 NA
39 2,080.08 2,516.64 NA
40 2,157.12 2,609.09 NA
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The Maximum Medisave deduction limit is $600 per life assured per calendar year. The balance premium amounts or any insufficient fund in your CPF Medisave account will be paid by the selected method above.

All renewal premium payments can only be made via GIRO.

 
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• Name of condition and date of diagnosis
• Name and address of each doctor/hospital
• If you have made a full recovery, how long has it been since your full recovery
• If not, what treatment or medication are you taking
• Nature of tests done, dates, results and reason for tests
• Copy of the above test(s) result(s), if any
• Any other details of treatment, if any

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I confirm that I am solely a tax resident of Singapore and do not have a foreign tax residency. My Singapore TIN is my NRIC or FIN. I am not currently residing outside Singapore and have not resided outside Singapore for 5 or more years. For PRs: I have been residing in Singapore for 183 days or more in the last 12 months preceding the date of this application.
I am not a Politically Exposed Person (PEP).
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Total Monthly Benefit Amount

This payout amount includes the payout from basic CareShield Life which starts at $600 per month and will escalate at 2% p.a. for the first 5 years. The escalation rate after that has not been announced.

 

Aviva's supplement benefits are payable in addition to CareSheid Life's Benefits. This means if you select $1200, Aviva will pay $600 in addition to of CareShield Life's Escalating Monthly Benefit.

 

Year 1: $600 CareShield Life | $600 Aviva
Year 2: $612 CareShield Life | $600 Aviva

 

NTUC Income's supplement benefits are payable inclusive of CareShield Life's Benefits. This means if you select $1200, the total monthly payout will remain at $1200 throughout the lifetime of the policy.

 

Year 1: $600 CareShield Life | $600 NTUC Income
Year 2: $612 CareShield Life | $588 NTUC Income

Referral Program

Refer your friends and family and get DIY$50 for each referral.

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STEP 1
Share your referral link
or your referral code with your friends

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STEP 2
Your friend signs up
through your link or enters your referral code

 

DIY$ can be exchanged for vouchers including InsureDIY vouchers, NTUC Fairprice and Cold Storage vouchers. Check out our rewards catalogue here.

 

How to refer:
Simply ask your friend to select "Referral" when getting a quote and key in your email address or referral code in the Referral Code box.

 

Referral Reward
DIY$50 each

 

 

Only applicable if your friend has not bought any insurance policy or unit trust through InsureDIY before. DIY$ will only be awarded after the free-look period. 

Key features for CareShield Life Supplements

Aviva: MyLongTermCare & MyLongTermCarePlus | NTUC Income: CareSecure

4%-4.2% p.a. indicative yield

Higher lifetime cash payouts from $600 to $5,000 payable per month

careshield life supplement icon directons

Option to choose increasing payouts

Investment grade credit rating

Extra protection with Lump Sum Support, Dependant Care Benefit and Waiver of Premiums  

careshield life supplement icon umbrella protect

Enhance cover with no cash outlay by using your MediSave

InsureDIY Online Application

Online application

Do I need a CareShield Life Supplement plan? 

Did you know that you may already be covered under the basic CareShield Life scheme? All Singaporeans and PRs aged 30 and 40 as at 1 October 2020 were auto-enrolled into the Scheme. 

 

Although the benefits under CareShield Life have improved significantly from the ElderShield scheme, $600 per month escalating at 2% p.a.* may not be sufficient when you are not able to earn an income.

 

Use your MediSave to get additional cover! NTUC Income and Aviva are now offering plans that can enhance your CareShield Life cover. Additional benefits include:

 

  • Pay out upon the inability to perform 2 ADLs instead of 3 ADLs
  • Increasing the monthly payout to up to $5,000 per month
  • Pegging the payout to inflate at up to 3% per annum
  • Other benefits like a one-time lump sum benefits, rehabilitation benefits, caregiver benefits or a dependant care benefits. 
  • Use up to $600 per year from your MediSave to pay the premiums.

 

* 2% p.a. escalation for the first 5 years. The escalation rate after that has not been announced.
basic activities of daily living

What is CareShield Life?

National Long-Term Care Insurance Scheme
Pays out if not able to perform 3 out of 6 ADLs
Who ARE COVERED
- Compulsory for those born 1980 or later
- Those born 1979 or earlier can opt-in. Opt-in available towards the end of 2021.
Payout
- Starts from $600/month
- Increase of 2% p.a. for the first 5 years
Premiums
- Begins from age 30 to 67
- Fully payable by Medisave
- Starts at $206 (male) & $253 (female) at age 30
CareShield life vs ElderShield
Careshield Life pays out for your lifetime. ElderShield for 6 Years. The monthly payouts are at least 50% higher than Eldershield.

Case Study - Payout of Monthly Cash Benefit

1. Mr A (age 35), doubles his disability income payout from $600 to $1,200 with Aviva's CareShield Life

 

Supplement plan.He also wants to ensure he can start receiving disability benefits upon 2 ADLs. 

 

Mr A

2. After considering the various plans, he choses to go for Aviva's MyLongTermCare Plus and pays $480 per year (after 20% discount) using his MediSave (hence $0 cash outlay).

 

Aviva

MyLongTermCare Plus

Monthly Payment (after 20% discount) : $480/year

Cash outlay: $0

3. These premiums are payable up to age 67 and will give him lifetime disability income cover.  

 

Older Mr A

4. In the event of disability, Mr A can rest easier knowing that at $1,200 can cover the cost of an additional caregiver if he needs to hire a domestic helper.

Mr A with maid helper

What does a CareShield Life Supplement cover include?

 Features   9 SG Logo Aviva 9 SG Logo Aviva 1 SG Logo INCOME
Basic CareShield Life MyLongTermCare
 MyLongTermCare Plus
 Care Secure
Disability definition:  Inability to perform at least 3 out of 6 ADL 3 out of 6 ADL 2 out of 6 ADL 2 out of 6 ADL
Monthly benefit duration (as long as you meet the Disability definition above) Lifetime Lifetime Lifetime Lifetime
Monthly benefit amount Starting at S$600 per month in 2020, escalating at 2% p.a. for the first 5 years  S$200 to S$5,000 (in increments of S$100) in addition to CareShield Life’s payout S$200 to S$5,000 (in increments of S$100) in addition to CareShield Life’s payout S$1,200 to S$5,000 (in increments of S$100) inclusive of CareShield Life’s payout
Availability of
increasing payouts		 Payouts increase at
2% p.a. until age 67, or when
a claim is made, whichever is earlier		 Choice of:
  • Level payouts
  • Increasing at a fixed rate of 2% p.a.*
  • Increasing at a fixed rate of 3% p.a.*

 

*Note: Until the end of the premium term, or when a claim is made, whichever is earlier.		 Choice of:
  • Level payouts
  • Increasing at a fixed rate of 2% p.a.*
  • Increasing at a fixed rate of 3% p.a.*

 

*Note: Until the end of the premium term, or when a claim is made, whichever is earlier.		 Level payouts only
Premium term Pay up to Age Last Birthday 67 Note: Premiums will increase over time to support payout increases Choice of:
  • Pay up to Age Last Birthday 67
  • Pay up to Age Last Birthday 97 
Note: Premiums will increase at 0%, 2% or 3% p.a., the same rate you choose for your increasing payout.		 Choice of:
  • Pay up to Age Last Birthday 67
  • Pay up to Age Last Birthday 97 
Note: Premiums will increase at 0%, 2% or 3% p.a., the same rate you choose for your increasing payout.		 Choice of:
  • Pay up to Age Last Birthday 67
  • Pay up to Age Last Birthday 84 
Product Brochure - My Long Term Care My Long Term Care Plus Care Secure Brochure 1
Care Secure Brochure 2

 

Additional Benefits

 

 

 Other Benefits 9 SG Logo Aviva 9 SG Logo Aviva 1 SG Logo INCOME
MyLongTermCare MyLongTermCare Plus Care Secure
Lump Sum Support Benefit A one-time benefit that is 3 times of your first monthly benefit upon inability to perform 3 out of 6 ADLs A one-time benefit that is 3 times of your first monthly benefit upon inability to perform 2 out of 6 ADLs A one-time benefit that pays:
a. 3 times of your disability benefit upon inability to perform 2 out of 6 ADLs 
b. 6 times of your disability benefit upon inability to perform 3 out of 6 ADLs  
Rehabilitation Benefit: When your condition improves but you’re still unable to perform
2 ADL		 50% of your last monthly benefit, for as long as you’re unable
to perform 2 ADL		 Nil Nil
Dependant Care Benefit An additional 20% of your monthly benefit, for up to 36 months if you have a child 22 ANB and below at the point of claim.  An additional 20% of your monthly benefit, for up to 36 months if you have a child 22 ANB and below at the point of claim.  An additional 25% of your monthly benefit, for up to 36 months if you have a dependant including a child, spouse, parents or parents in-law
Caregiver Relief Benefit: When you are receiving the monthly benefit or Rehabilitation Benefit An additional 60% of your monthly benefit for up to 12 months An additional 60% of your monthly benefit for up to 12 months Nil
Waiver of Premium Future premiums are waived, for as long as you’re unable to perform at least 1 ADL Future premiums are waived, for as long as you’re unable to perform at least 1 ADL Future premiums are waived, for as long as you’re unable to perform at least 2 ADL and are eligible to receive disability benefits payment
Death Benefit: When death occurs while you’re receiving the disability benefits One-off payout of 3 times of your last paid monthly benefit or Rehabilitation Benefit One-off payout of 3 times of your last paid monthly benefit or Rehabilitation Benefit One-off payout of 3 times of your Disability Benefit

 

Can MediSave be used to pay for CareShield Life Supplements?

Yes! MediSave can be used to pay for CareShield Life Supplements so you do not always have to use cash to enhance your CareShield Life benefits.

 

Premiums for the CareShield Life Supplements can be paid by cash or from your own MediSave accounts. You can also use your family members' MediSave accounts to pay for your CareShield Life Supplements (i.e. your spouse, parents, children, siblings or grandchildren).

 

There is however, a limit to the MediSave amount you can use and this is set at a limit of $600 per calendar year per person insured.

 

Any premiums in excess of this $600 amount will still have to be topped up in cash. 
 
 

How much
coverage should you buy?

 

This really depends on the following key factors:

 

green tick circle How much monthly disability income benefit will you need 

 

green tick circle Do you want this disability income benefit to increase? You can select a monthly benefit that does not increase, or one that increases at a 2% p.a. or 3% p.a. rate 

 

green tick circle How long do you want to pay premiums for? 

   Choosing to pay premiums for a shorter term will mean that you will not need to worry about servicing a premium in your retirement years. However, your immediate yearly premiums will be higher.  

Here are some common questions
about CareShield Life Supplements

1. Who is covered by CareShield Life now?

 

As long as you are born 1980 or later (aged 40 or below in 2020), you are automatically enrolled into CareShield Life. Everyone is covered regardless of pre-existing disability or financial ability.

For those born 1979 or earlier (aged 41 and above in 2020), you can choose to enroll into CareShield Life in 2021, if not severely disabled. There is no maximum age limit and those with medical conditions can join. Those who are on Eldershield 400, and not severely disabled will be automatically enrolled but can opt out by 31 Dec 2023.

 

2. What is basic CareShield Life?

 

CareShield Life is basically a National Long-Term Insurance scheme administered by the government that payouts when you are severely disabled. Monthly payouts start from $600 per month and is targeted to increase 2% p.a. for the first 5 years. You will pay for premiums from age 30 to 67 and premiums starts at $206 for males and $253 (female) at age 30. This is fully payable from Medisave.

 

3. When does basic CareShield Life pay out?

 

Basic CareShield Life pay outs when you are severely disabled. Basically, severe disability is defined as the inability to perform 3 out of 6 Activities of Daily Living (ADLs). The 6 ADLs are Washing, Dressing, Feeding, Toileting, Mobility and Transferring.

 

4. What does a CareShield Life Supplement cover include?

 

CareShield Life supplement payouts upon the inability to perform 2 out of 6 ADLs. You also have the flexibility to increase the monthly payout up to $5,000 per month, and the payout can be pegged to inflate up to 3% per annum. Other benefits include a one-time lump sum benefits, rehabilitation benefits, caregiver benefits or a dependent care benefits.

 

5. Can you use Medisave to pay for CareShield Life Supplements?

 

Yes, you can use up to $600 per calendar year per person insured to pay for the premiums. You can use your family member’s Medisave accounts to pay for your CareShield Life Supplements. The definition of family members in this instance is your spouse, parents, children, siblings or grandchildren.

 

6. How do I pay for CareShield Life Supplements if my premiums exceed $600?

 

Premiums for the CareShield Life Supplements can be paid by cash or from your own Medisave accounts.

 

7. Is there any difference between buying the CareShield Life Supplement Plans through InsureDIY or from other distributors?

 

InsureDIY is distributing the same supplement plans as Aviva or NTUC Income. We have an easy online application process where you can compare the supplement plans side by side. Also, we service our customers as a team, so you can be rest assured that your policy will be in good hands.

 

8. I have more questions about CareShield Life. Can I speak with someone?

 

We would love to hear from you! Please feel free to contact us at:

 

Email: [email protected]
Text only: +65 8241 0688 (Mon to Fri: 9am - 5pm)
Calls only: + 65 3138 6784 (Mon to Fri: 9am - 5pm)

 

 

 

 

 

InsureDIY is an online financial adviser licensed by Monetary Authority of Singapore and we are an approved adviser by our panel of insurance companies. This advertisement has not been reviewed by the Monetary Authority of Singapore.