Aberdeen Standard Fixed Maturity Bond Fund

Aberdeen Standard Fixed Maturity Bond Fund (Oct 20)

Fixed Maturity Fund

Investment Amount(*)

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This is the one-time amount that you will invest into this plan.

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Includes Capital Plus, Gro Capital Ease, i-Save, Wealth Plus V. Information from your last application will be used and we will only ask the additional questions needed.

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Customer Knowledge Assessment

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Which modules did you pass?(*)

CMFAS MODULE 6A - Securities & Futures Product Knowledge

CMFAS MODULE 8A – Collective Investment Schemes II

CMFAS MODULE 9A - Life Insurance & Investment-Linked Policies II

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Have you transacted at least six (6) times in any or more of the listed SIPs/unlisted SIPs below in the preceding three (3) years?(*)

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Others Includes: Exchange Traded Funds (ETFs) /Notes (ETNs) (not defined as “Excluded Investment Products”) Covered / Structured Warrants Futures/Stock Options Callable Bull/Bear Contracts (CBBC) Certificates

Date of last transaction(*)

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Have you personally undergone and passed in the SGX Online Education on Specified Investment Products?(*)

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Have you personally undergone and passed the ABS E-Learning and assessment?(*)

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Please indicate which:(*)

Contracts For Differences

Foreign Exchange Margin Trading

Structured Deposits and Dual Currency Investments

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Unit Trusts and Investment-linked Insurance Policies

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Score for Foreign Exchange Margin Trading(*)

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Score for Structured Products(*)

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Score for Unit Trusts and Investment-linked Insurance Policies(*)

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Have you been declined by other financial institution(s) to transact in any listed/unlisted SIPs products?(*)

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Please state the number of time/s, type of SIPs & name of FI(*)

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Contact Details

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Joint Applicant Details

Name of Joint Applicant(*)

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NRIC Number of Joint Applicant(*)

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Date of Birth of Joint Applicant(*)

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Has the joint applicant ever been declared a bankrupt(*)

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Customer Knowledge Assessment of Joint Applicant

Education Level(*)

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'A', 'O', 'N' Level

Tertiary (Diploma, Degree & above)

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Does the Joint Applicant hold a diploma or higher qualification in one or more of the following:(*)

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Name of Educational Institution(*)

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Year of Graduation(*)

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Do you have professional finance-related qualification(s) in one or more of the following:(*)

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Year of Completion(*)

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Issuing Organisation(*)

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Have the Joint Applicant personally undergone and passed the CMFAS 6A, 8A or 9A module(s)?(*)

YesNoInvalid Input

Which modules did the Joint Applicant pass?(*)

CMFAS MODULE 6A - Securities & Futures Product Knowledge

CMFAS MODULE 8A – Collective Investment Schemes II

CMFAS MODULE 9A - Life Insurance & Investment-Linked Policies II

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CMFAS MODULE 6A Score(*)

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CMFAS MODULE 8A Score(*)

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CMFAS MODULE 9A Score(*)

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Has the Joint Applicant transacted at least six (6) times in any or more of the listed SIPs/unlisted SIPs below in the preceding three (3) years?(*)

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Date of last transaction(*)

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Does the Joint Applicant have a minimum of three (3) consecutive years of working experience in the past 10 years in any of the following areas?(*)

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Employer Name(*)

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Job Title(*)

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From (Year)(*)

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To (Year)(*)

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Have you personally undergone and passed in the SGX Online Education on Specified Investment Products?(*)

YesNoInvalid Input

Has the Joint Applicant personally undergone and passed the ABS E-Learning and assessment?(*)

YesNoInvalid Input

Please indicate which:(*)

Contracts For Differences

Foreign Exchange Margin Trading

Structured Deposits and Dual Currency Investments

Structured Products

Unit Trusts and Investment-linked Insurance Policies

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Score for Contracts For Differences(*)

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Score for Foreign Exchange Margin Trading(*)

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Score for Structured Deposits and Dual Currency Investments(*)

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Score for Structured Products(*)

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Score for Unit Trusts and Investment-linked Insurance Policies(*)

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Has the Joint Applicant been declined by other financial institution(s) to transact in any listed/unlisted SIPs products?(*)

YesNoInvalid Input

Please state the number of time/s, type of SIPs & name of FI(*)

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Contact Details of Joint Applicant

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Handphone Number of Joint Applicant

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Residential Address of Joint Applicant

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Would you like a detailed needs analysis?

Would you like to go through a full financial needs analysis?

Yes

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If you select Yes, you will need to fill in the needs analysis form that will be emailed to you and send that back to us.

Please note that it is your responsibility to ensure that the product is suitable as you have not opted to receive any financial advice.

Declarations

I and my joint applicant (if any) am/are proficient in English. I understand that any inaccurate or incomplete information provided by me may affect the outcome of the Customer Knowledge Assessment.

I and my joint applicant (if any) am/are not a director, Chief Executive Officer, or substantial shareholder (5% or more of issued share capital) of any listed company.

I and my joint applicant (if any) am/are not related to any director, employee or remisier of Phillip Securities Pte Ltd.

I confirm that I would like to proceed to invest in Aberdeen Standard Investment's Emerging Markets Bond Fixed Maturity Fund 2024.

I understand that the fund is not a guaranteed fund and returns can be negative. Furthermore, the fund is intended to be held to the Maturity Date. I may suffer significant losses if I do not hold the Shares to the Maturity Date.

I have been provided with the Prospectus and Product Highlights Sheet. (The links to these documents will be emailed to you.)

I do not wish to receive comprehensive financial advice and accept that it is my responsibility to ensure the suitability of the unlisted Specified Investment Product selected. I will therefore not be able to rely on section 27 of the Act to file a civil claim in the event that I have suffered an alleged loss. By not emailing back the needs analysis form, I accept that this will be equivalent to me investing in this product without advice.

(*)

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Where did you hear about us?

Enter your friend's Referral Code or email address

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Key features for Aberdeen Standard Investment's
Emerging Markets Bond Fixed Maturity Fund 2024
APPLY EARLY FOR FUTURE TRANCHES

Details below are for the Oct 2020 tranche which is now closed for applications.

3.3% - 3.4% p.a. indicative yield. Gross of 0.2% platform fee.

4-Year Term

Average Investment grade credit rating

SGD Hedged Investment

Online application

Why Apply for Emerging Markets Bond Fixed Maturity Fund 2024 - CLOSED

Emerging Markets Bond Fixed Maturity Fund 2024 (“The Fund”) has an attractive indicative USD net yield of 3.3% -3.4% p.a over a fixed 4-year period. Although the returns are not guaranteed, downside risk is closely managed through diversification and holding bonds maturing close to the 4 year period of the fund. The indicative SGD hedged net yield is 3.23% - 3.33% p.a. after allowing of hedging costs.

Aberdeen has an excellent track record with Fixed Maturity Funds with no defaults in the last tranche launched. The last tranche is on track to provide the yield indicated at that time.

Please apply soon if you are keen! We will need to help set up your Phillip Securities trading account tagged to us.

Fixed Maturity Funds are usually available through private banks only. InsureDIY is proud to partner with Aberdeen Standard to offer this product to you! Note that The Fund is classified as a Specified Investment Product.

Downloads:

Fund Guide

What is an FMP

Product Highlights Sheet

Prospectus

Have a question you need answered?

Email us (best way to reach us): [email protected]

Text us: +65 8241 0688 (Mon to Fri: 9am - 5pm)

Call us: +65 3138 6784 (Mon to Fri: 9am - 5pm)

How to apply

Apply above (we will set up your FAME trading account with Phillip Securities*.)

You will be notified to complete the FAME account onboarding process with Phillip Securities.

Transfer your funds into your FAME trading account by 19 Oct 2020.

Notification to authorise the trade will be sent out by 19 Oct 2020. Please authorise by 22 Oct 2020.

Exclusive InsureDIY Promotion

Each DIY$ is worth $1 and can be exchanged for vouchers including InsureDIY vouchers, NTUC Fairprice and Cold Storage vouchers. Or cash out at DIY$500! Check out our rewards catalogue here.

You can now also use your existing DIY$ to get cash rebates on The Fund and get 25% boost up on your points!

* Reward points are credited 3 months after the launch of the Fund. The Motor Insurance voucher can only be used for Motor Insurance renewed or applied sucessfully through InsureDIY. No other promotions will be applicable.

Referral Program

The Fund is also eligible for the Refer a Friend program. Refer your friends and family and get DIY$10 for each referral.

DIY$ can be exchanged for vouchers including InsureDIY vouchers, NTUC Fairprice and Cold Storage vouchers. Check out our rewards catalogue here.

How to refer:
Simply ask your friend to select "Referral" during the application process and key in your email address or referral code when they apply for The Fund here

Only applicable if your friend has not bought any insurance policy or unit trust through InsureDIY before. DIY$ will only be awarded 3 months after the launch of the Fund.

aberdeen standard fixed maturity product long

Aberdeen Standard SICAV IV - Emerging Markets Bond Fixed Maturity Fund 2024 Details

The Fund has a 4-year term provides an indicative return of 3.3% - 3.4% p.a. (USD) and 3.23% to 3.33% p.a. (SGD hedged).

Here are some common questions
about Aberdeen Standard SICAV IV - Emerging Markets Bond Fixed Maturity Fund 2024

1. Will the fund definitely launch?

The fund will launch only if there is a total minimum amount of US$100m from all its investors. So there is a chance that the fund will not launch.

2. What happens to my money if The Fund is not launched?

Your monies will be returned to your trading account with no penalties.

3. Why do I have to apply for a wrap account?

* The wrap account is on a platform run by Phillips Securities and is authorised to collect monies during the Initial Offering Period and to execute trades with fund managers like Aberdeen Standard. Your monies will be held in custody with Phillip Securities in trust. We do not collect your funds or handle your money directly.

As this is a one-time set up process, we will also ask if you want to set up such that you can use your CPF monies for investment in the future in addition to a cash account.

4. Is the return or capital guaranteed?

The Fund invests in over 90 issuers to ensure that it is not overly exposed to any one issuer. While this reduces the risk of defaults, both the return and capital are not guaranteed for this product.

5. What is the maximum invesment amount?

There is no maximum investment amount.

6. Is there a penalty if I redeem my funds during the 4-Year period?

Yes. Either redemption penalty or dilution levy is applied, but never both.

**In ordinary, liquid, market conditions the dilution adjustment will not exceed 2%. In times of adverse market conditions (to be determined by Aberdeen Standard Investments), the dilution adjustment might exceed 2%. This is to ensure that remaining investors in the Fund are not materially disadvantaged by the negative impact from redemptions.

7. What is a platform fee?

*** The Phillip Securities platform will be used to execute transactions, provide statements, hold your funds in custody with Phillip Securities in trust in addition to providing other services. A small fee of 0.2% p.a. will be charged for the platform services and the indicative return shown is before the the deduction of the platform fee.

8. When should I be thinking about investing into such fixed maturity funds?

If you are keen on savings or investment products and have enough assets such that this investment is not a substantial part of your portfolio, you can consider investing in fixed maturity funds.

In addition, there should not be any factors that are expected to impact you net assets significantly. e.g. expect to use the funds to purchase property soon.

This product provides an indicative return that is higher than guaranteed return products and fixed deposits, but it also has no guarantees.

9. Does the indicative yield of 3.3% - 3.4% p.a. include all charges?

The indicative yield is net of Aberdeen Standard's charges, but is gross of the platform fee of 0.2% p.a..

10. Why do I need to set up a Phillips Securities account when I already have POEMS?

The trading account set up will be tagged to InsureDIY. This means that we will be able to help execute the trade and give you our exclusive promotions. The Fund will not be available for direct investment under POEMS.

InvestDIY is a brand under InsureDIY. InsureDIY is an online financial adviser licensed by Monetary Authority of Singapore. This advertisement has not been reviewed by the Monetary Authority of Singapore.