Aberdeen Standard Fixed Maturity Bond Fund (Oct 20)
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Key features for Aberdeen Standard Investment's
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Why Apply for Emerging Markets Bond Fixed Maturity Fund 2024 - CLOSED
Aberdeen has an excellent track record with Fixed Maturity Funds with no defaults in the last tranche launched. The last tranche is on track to provide the yield indicated at that time.
Please apply soon if you are keen! We will need to help set up your Phillip Securities trading account tagged to us.
Fixed Maturity Funds are usually available through private banks only. InsureDIY is proud to partner with Aberdeen Standard to offer this product to you! Note that The Fund is classified as a Specified Investment Product. |
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How to apply![]() ![]() ![]() ![]() |
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Exclusive InsureDIY Promotion
Each DIY$ is worth $1 and can be exchanged for vouchers including InsureDIY vouchers, NTUC Fairprice and Cold Storage vouchers. Or cash out at DIY$500! Check out our rewards catalogue here.
You can now also use your existing DIY$ to get cash rebates on The Fund and get 25% boost up on your points!
* Reward points are credited 3 months after the launch of the Fund. The Motor Insurance voucher can only be used for Motor Insurance renewed or applied sucessfully through InsureDIY. No other promotions will be applicable.
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Referral ProgramThe Fund is also eligible for the Refer a Friend program. Refer your friends and family and get DIY$10 for each referral.
DIY$ can be exchanged for vouchers including InsureDIY vouchers, NTUC Fairprice and Cold Storage vouchers. Check out our rewards catalogue here.
How to refer:
Only applicable if your friend has not bought any insurance policy or unit trust through InsureDIY before. DIY$ will only be awarded 3 months after the launch of the Fund.
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Aberdeen Standard SICAV IV - Emerging Markets Bond Fixed Maturity Fund 2024 DetailsThe Fund has a 4-year term provides an indicative return of 3.3% - 3.4% p.a. (USD) and 3.23% to 3.33% p.a. (SGD hedged).
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Here are some common questions
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1. Will the fund definitely launch?
The fund will launch only if there is a total minimum amount of US$100m from all its investors. So there is a chance that the fund will not launch.
2. What happens to my money if The Fund is not launched?
Your monies will be returned to your trading account with no penalties.
3. Why do I have to apply for a wrap account?
* The wrap account is on a platform run by Phillips Securities and is authorised to collect monies during the Initial Offering Period and to execute trades with fund managers like Aberdeen Standard. Your monies will be held in custody with Phillip Securities in trust. We do not collect your funds or handle your money directly.
As this is a one-time set up process, we will also ask if you want to set up such that you can use your CPF monies for investment in the future in addition to a cash account.
4. Is the return or capital guaranteed?
The Fund invests in over 90 issuers to ensure that it is not overly exposed to any one issuer. While this reduces the risk of defaults, both the return and capital are not guaranteed for this product.
5. What is the maximum invesment amount?
There is no maximum investment amount.
6. Is there a penalty if I redeem my funds during the 4-Year period?
Yes. Either redemption penalty or dilution levy is applied, but never both.
**In ordinary, liquid, market conditions the dilution adjustment will not exceed 2%. In times of adverse market conditions (to be determined by Aberdeen Standard Investments), the dilution adjustment might exceed 2%. This is to ensure that remaining investors in the Fund are not materially disadvantaged by the negative impact from redemptions.
7. What is a platform fee?
*** The Phillip Securities platform will be used to execute transactions, provide statements, hold your funds in custody with Phillip Securities in trust in addition to providing other services. A small fee of 0.2% p.a. will be charged for the platform services and the indicative return shown is before the the deduction of the platform fee.
8. When should I be thinking about investing into such fixed maturity funds?
If you are keen on savings or investment products and have enough assets such that this investment is not a substantial part of your portfolio, you can consider investing in fixed maturity funds.
In addition, there should not be any factors that are expected to impact you net assets significantly. e.g. expect to use the funds to purchase property soon.
9. Does the indicative yield of 3.3% - 3.4% p.a. include all charges?
The indicative yield is net of Aberdeen Standard's charges, but is gross of the platform fee of 0.2% p.a..
10. Why do I need to set up a Phillips Securities account when I already have POEMS?
The trading account set up will be tagged to InsureDIY. This means that we will be able to help execute the trade and give you our exclusive promotions. The Fund will not be available for direct investment under POEMS. |
InvestDIY is a brand under InsureDIY. InsureDIY is an online financial adviser licensed by Monetary Authority of Singapore. This advertisement has not been reviewed by the Monetary Authority of Singapore.